Visa and Cambia Health Solutions Collaborate to Accelerate Patient Health Care Payments with Visa Direct | Business Wire

SAN FRANCISCO–(BUSINESS WIRE)–Today Visa (NYSE:V) announced it'll help health care consumers get

reimbursed easily and securely through a new collaboration with Cambia

Health Solutions, a total health solutions company based in the Pacific

Northwest. With the integration of Visa Direct technology into its

payment platform, customers of Cambia’s family of companies will be able

to receive health care reimbursements directly to their eligible debit

cards, speeding up the payment process. This effort emerged from ongoing

co-innovation efforts between Cambia and Visa to explore opportunities

to modernize payment in health care.

Visa Direct is a card-based platform that can deliver funds in near

real-time1 to more than 1 billion eligible Visa card

accounts, as well as non-Visa branded debit cards. Using VisaNet, the

world’s largest payment network, it can reach nearly every consumer or

small business with a debit card2. Funds are disbursed to

eligible Visa card accounts using Visa’s secure network, without the

need for providing complicated checking account and routing numbers or

completing additional steps like trial deposits.

“Checks are still very prevalent in health care. Both large dollar

and small dollar payments,” said Cecilia Frew, Head of U.S. Push

Payments for Visa Inc. “According to a Visa-conducted survey, 89% of

U.S. debit cardholders with health insurance say they'd likely use a

debit card for direct payouts, such as health care reimbursements.2

Through this partnership with Cambia Health Solutions we'll be able to

highlight how Visa Direct can help transform health care funds


A first step to moving health care consumers to digital payment is

member reimbursement by health plans. By merging Visa Direct with new

technology developed by Cambia to capture and process claims, consumers

can securely submit a claim and request reimbursement to their eligible

debit card from their mobile device.

“Cambia Health Solutions’ family of companies are working to make health

care more efficient for health care consumers,” said Scott Powers,

President of Health Plan Operations. “We're thrilled to work with Visa

to make health care reimbursement a more efficient experience for the

customers our family of companies serves.”

About Visa Direct

The Visa Direct platform is available in more than 200 markets around

the world and can be used to reach more than three billion eligible

consumer card accounts. Available through a comprehensive Visa Direct

API library, financial institutions and technology partners can quickly

build real-time3 payment solutions through a feature-rich

suite of web services on the Visa Developer Platform.

More information about the Visa Developer Platform can be found at

More information about Visa Direct can be found at

About Visa

Visa Inc. (NYSE:V) is a global payments technology company that connects

consumers, businesses, financial institutions. Governments in more

than 200 countries and territories to fast, secure and reliable

electronic payments. We operate one of the world’s most advanced

processing networks — VisaNet — that's capable of handling more than

65,000 transaction messages a second, with fraud protection for

consumers and assured payment for merchants. Visa isn't a bank and does

not issue cards, extend credit or set rates and fees for consumers.

Visa’s innovations, however, enable its financial institution customers

to offer consumers more choices: pay now with debit, pay ahead with

prepaid or pay later with credit products. For more information, visit

and @VisaNews.

About Cambia Health Solutions, Inc.

Cambia Health Solutions, headquartered in Portland, Oregon, is dedicated

to transforming health care. We put people at the heart of everything we

do as we work to make the health care system more

economically-sustainable and efficient for people and their families.

Our company reaches more than 70 million Americans nationwide, including

more than two million people in the Pacific Northwest who are enrolled

in our regional health plans. To learn more about us, visit or

1 Actual fund availability varies by financial institution.

Visa requires U.S. issuers to make funds available to its cardholders

within a maximum of 30 minutes of approving the transaction.

2 Using the Visa Push Payment Gateway Service.

3 Actual fund availability varies by financial institution.

Visa requires U.S. issuers to make funds available to its cardholders

within a maximum of 30 minutes of approving the transaction.

Visa Inc.
Sarah Hamblen
[email protected]
Cambia Health Solutions
Christine Lynch
[email protected]